Expert guidance for denied, declined, delayed insurance claims.

India’s most advanced AI based Insurance Reclaim Platform

At Claimskart, we streamline your insurance reclaim journey—from policy analysis, claim processing, and filing, to final settlement before the relevant authorities. Our mission is to help you reclaim what is rightfully yours. Claim what’s yours-fast, fair and flawless.

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We Provide Effective Insurance Services and Solutions

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About Claimskart

We are your trusted insurance reclaim partners—an expert team of advisers, agents, and advocates, reinforced by AI and supported by seasoned professionals in medicine, insurance, and law (AI-MIL). We specialize in helping policyholders challenge rejected, denied, or repudiated claims across all types of insurance, including health, life, motor, travel, and business coverage. Our approach is meticulous: we analyze your policy, identify the reasons for claim rejection, navigate complex legal and regulatory frameworks, and build a strong, evidence-backed case on your behalf. With our guidance and representation before the relevant authorities, we ensure that you receive the claims you rightfully deserve.

Why ClaimsKart

The Right Ally When Insurance Says “No”

Expert-Backed Process: Your case is handled by insurance and legal professionals

AI-Driven Document Review: Faster and more accurate claim assessments

Transparent Tracking: Real-time updates through your personal dashboard.

Proven Success Rate: We've helped hundreds reclaim their rightful claims.

WHY CLAIMSKART?

We are your Advisor - Agent - Advocate

OUR PROCESS

Simple. Seamless. Strategic.

Step 01

Upload Documents

Share your rejected claim documents through our secure platform

Step 02

Expert Validation

Team reviews your case, identifies grounds for appeal & prepares file.

Step 03

Claim Representation

Represent you to insurer, regulatory bodies or ombudsman, if needed

Step 04

Track Progress

Track progress in Real-time dashboard — anytime, anywhere.

Step 05

Claim Settled

Claim settled. Money credited:— fast, secure, and stress-free.

Exclusive Team

Meet Our Professional Team Members

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FAQs

Learn About Our Insurance Solution

A denial means your insurer has rejected your claim due to reasons like missing documents, policy exclusions, or errors in the application.

Yes, in most cases you can appeal the decision by submitting additional documents or clarifications within the timeline mentioned by your insurer.

Claims from health insurance, life insurance (death benefit), motor insurance, and personal accident policies can often be appealed.

  • Non-disclosure of pre-existing conditions

  • Policy lapses or non-renewal

  • Incomplete documents

  • Treatment not covered under the policy

  • Delay in claim intimation

Yes, ClaimsKart your AI-powered platform can analyze claim data, suggest corrections, and assist in drafting appeals more efficiently and accurately.

TESTIMONIALS

What Clients Say...

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    News & Blog

    Read Every Insurance News & Blog

    Representation before Supreme Court

    The Final Step Toward Justice.
    If your matter reaches the Supreme Court of India, we collaborate with Advocates-on-Record and Senior Counsels to represent your case at the highest level.

    • Drafting and filing SLPs
    • Strategic representation before the apex court
    • Continuous coordination and updates

    Representation before National Commission (NCDRC)

    When the Case Reaches the National Stage.
    We represent complex, high-value disputes before the National Consumer Disputes Redressal Commission, ensuring a strategic and evidence-backed approach.

    • Expert preparation of appeals
    • Representation by experienced legal counsel
    • Compliance with NCDRC norms

    Representation before State Commission

    For High-Value or Appeal Cases.
    When your case involves large sums or district-level appeals, our team presents strong legal arguments before the State Consumer Commission.

    • Filing of appeals or original complaints
    • Representation by senior advocates
    • Real-time case tracking

    Representation before Consumer Forum

    Stand Up for Your Rights Before the District Commission.
    If your insurer denies or delays your claim, we represent you before the District Consumer Forum to ensure a fair hearing and resolution.

    • Filing and documentation of complaint
    • Legal representation during proceedings
    • Transparent case updates

    Legal Notice to Insurer

    When It’s Time to Get Serious.
    A well-drafted legal notice can push insurers into action. We issue legally sound notices citing relevant laws, policy clauses, and IRDAI guidelines.

    • Drafted by insurance law experts
    • Sent through registered legal counsel
    • Follow-up and negotiation support

    Ombudsman Representation

    Escalate Your Case to the Insurance Ombudsman.
    If your grievance remains unresolved after 30 days, we escalate it to the Ombudsman. Our team handles the entire complaint process and represents you during hearings.

    • Complaint preparation and annexures
    • Legal representation at hearings
    • Ensuring award compliance

    Grievance Cell Representation

    Make Your Complaint Count — The Right Way.
    We draft and submit formal grievances to your insurer’s redressal cell, ensuring your issue is officially recorded and addressed within IRDAI timelines.

    • Professional grievance drafting
    • Follow-up and response tracking
    • Compliance with IRDAI redressal procedures